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About Citi Handlowy
Citi Handlowy gives you complete control over your finances from your phone. Manage accounts, make transfers, and monitor transactions instantly, with security built in at every step.
Stay in command of your money with fast, secure access. Log in using your Citibank Online credentials or fingerprint recognition — whichever suits you. New users can register directly in the app without visiting a branch. Every transaction is protected through mobile authorization with Citi Mobile Token Pin, and push notifications alert you immediately to activity on your accounts and cards, so you always know what's happening with your money.
Personal banking features put essential tools at your fingertips. Check your account balance and review your full transaction history anytime. Order transfers to any payee in seconds. Activate new cards and manage PINs without a visit to the bank. The app includes Citi Kantor, a built-in currency exchange platform for competitive rates when you need them. If you travel or do business internationally, open accounts in 13 different currencies and use the Citi Global Wallet service — your debit card automatically selects the best currency when you pay online or abroad. Manage term deposits and track savings goals all from one place.
Credit card management is equally straightforward. Activate new cards, set and change your PIN, and view your account details instantly. New customers can activate and use an electronic version of their credit card before the physical one arrives, giving you immediate purchasing power. Check your available credit and balance, review your transaction history, and access 12 months of PDF statements whenever you need them. Pay your card balance, send cash to domestic payees, and use BLIK payments — all from the app.
Whether you're paying bills, managing multiple accounts, or handling unexpected expenses while on the go, this mobile banking app gives you the flexibility and security you need. Every feature is designed around your convenience: no queues, no delays, no complications.
Citi Handlowy is available to consumer banking customers of Bank Handlowy w Warszawie S.A. Download today and take banking into your own hands.
Pros & Cons
Pros
- Biometric and PIN login options offer flexible security without passwords
- Multi-currency accounts and automatic currency selection simplify international spending
- Instant push notifications alert you to all account and card activity
- Activate and use virtual credit cards immediately before physical card arrives
Cons
- Requires mobile authorization token for each transaction, adding extra steps
- Limited to Bank Handlowy customers — not available for other banks
- Account registration and full feature access requires existing Citibank Online credentials
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